Pembroke, located in the heart of Bermuda, is known for its vibrant culture and stunning coastal views. Understanding the cost of living in Pembroke is crucial for anyone considering relocating or planning an extended stay.

This guide provides a detailed breakdown of expenses in Pembroke, covering everything from dining and groceries to housing and transportation.

Cost of Living Summary

Dining and Restaurants

  • Inexpensive Restaurant Meal - A meal at a casual restaurant will typically cost $50 on average, with a range between $35 and $60.
  • Mid-Range Restaurant (Three-Course Meal for Two) - For a more upscale dining experience, expect to pay around $150, with prices ranging from $150 to $200.
  • Fast Food (e.g., McDonald's) - A McMeal or equivalent combo meal averages $15, with a range between $12.95 and $17.
  • Beverages (e.g., Domestic Beer, Imported Beer, Cappuccino, Coke/Pepsi) - Domestic beer ranges from $8 to $14, imported beer $8 to $11, cappuccino $4.5 to $10, and Coke/Pepsi $3 to $5.

Grocery Prices

  • Milk - Milk is priced between $1.85 and $5.6 per liter, averaging $4.51.
  • Bread (Loaf of Fresh White Bread) - A loaf of fresh white bread costs between $6 and $10.69, with an average price of $8.28.
  • Eggs (Dozen) - A dozen eggs range from $4 to $10, averaging $7.24.
  • Fruits (e.g., Apples, Oranges) - Apples cost $5 to $19.9 per kg, while oranges range from $2.18 to $18 per kg.
  • Vegetables (e.g., Potatoes, Lettuce) - Potatoes are priced between $4.74 and $14 per kg, and lettuce costs $3.99 to $7.99 per head.

Transportation

  • Public Transport (One-Way Ticket) - A one-way local transport ticket costs $3.8.
  • Fuel (Gasoline) - Gasoline is priced between $2.2 and $2.35 per liter.
  • Taxi Fares - Taxi fares start at $6.23, with a cost of $3.8 per km and $53.9 per hour of waiting.

Housing Costs

  • 1-Bedroom Apartment Rent (City Centre) - Rent for a 1-bedroom apartment in the city centre averages $3750.
  • Buying Price per Square Meter (City Centre) - The price per square meter to buy an apartment in the city centre averages $5690.

Utilities

  • Basic Utilities (Electricity, Heating, Water, etc.) - Basic utilities for an 85m2 apartment cost between $150 and $350, averaging $220.21.
  • Internet - Internet services range from $120 to $195, with an average cost of $141.25.

Cost of Living Data

The following pricing data has been gathered from 6 user contributions, as of the most recent update in November, 2024.
Restaurants
Avg / Range
Meal, Inexpensive Restaurant
$50.00
Meal for 2 People, Mid-range Restaurant, Three-course
$150.00
McMeal at McDonalds (or Equivalent Combo Meal)
$15.00
Domestic Beer (0.5 liter draught)
$8.00
Imported Beer (0.33 liter bottle)
$9.00
Coke/Pepsi (0.33 liter bottle)
$3.30
Water (0.33 liter bottle)
$3.00
Cappuccino (regular)
$4.50
Markets
Avg / Range
Milk (regular), (1 liter)
$4.51
Loaf of Fresh White Bread (500g)
$8.28
Eggs (regular) (12)
$7.24
Local Cheese (1kg)
$15.19
Water (1.5 liter bottle)
$3.24
Bottle of Wine (Mid-Range)
$25.00
Domestic Beer (0.5 liter bottle)
$5.35
Imported Beer (0.33 liter bottle)
$4.50
Cigarettes 20 Pack (Marlboro)
$17.63
Chicken Fillets (1kg)
$24.50
Apples (1kg)
$10.32
Oranges (1kg)
$10.16
Potato (1kg)
$8.91
Lettuce (1 head)
$6.00
Rice (white), (1kg)
$5.46
Tomato (1kg)
$9.52
Banana (1kg)
$6.35
Onion (1kg)
$5.73
Beef Round (1kg) (or Equivalent Back Leg Red Meat)
$32.25
Transportation
Avg / Range
One-way Ticket (Local Transport)
$3.80
Monthly Pass (Regular Price)
$68.00
Gasoline (1 liter)
$2.32
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car)
$35,000.00
Taxi Start (Normal Tariff)
$6.23
Taxi 1km (Normal Tariff)
$3.80
Taxi 1hour Waiting (Normal Tariff)
$53.90
Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car)
$37,200.00
Rent Per Month
Avg / Range
Apartment (1 bedroom) in City Centre
$3,750.00
Utilities (Monthly)
Avg / Range
Basic (Electricity, Heating, Cooling, Water, Garbage) for 85m2 Apartment
$220.21
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL)
$141.25
Mobile Phone Monthly Plan with Calls and 10GB+ Data
$118.10
Sports And Leisure
Avg / Range
Fitness Club, Monthly Fee for 1 Adult
$79.26
Cinema, International Release, 1 Seat
$13.00
Clothing And Shoes
Avg / Range
1 Pair of Jeans (Levis 501 Or Similar)
$75.00
1 Summer Dress in a Chain Store (Zara, H&M, ...)
$70.00
1 Pair of Nike Running Shoes (Mid-Range)
$134.00
1 Pair of Men Leather Business Shoes
$122.60
Buy Apartment Price
Avg / Range
Price per Square Meter to Buy Apartment in City Centre
$5,690.00
Salaries And Financing
Avg / Range
Average Monthly Net Salary (After Tax)
$8,000.00
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate
7.23%
Childcare
Avg / Range
Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child
$1,320.00
International Primary School, Yearly for 1 Child
$24,571.43
Pembroke Cost of Living

"Key Takeaways"

Pembroke's cost of living is notably high, with significant expenses in dining and housing.

Grocery prices are also elevated, reflecting the island's reliance on imports.

Transportation costs are moderate, but owning a car can be expensive due to high fuel prices.

Potential residents should budget carefully, especially for housing and dining.

Conclusion

In conclusion, Pembroke offers a unique living experience with its beautiful landscapes and vibrant culture.

However, the cost of living is high, particularly in terms of housing and dining. Prospective residents should plan their finances accordingly to enjoy all that Pembroke has to offer.