Tortola, the largest of the British Virgin Islands, is known for its stunning beaches and vibrant culture. Understanding the cost of living here is crucial for both residents and potential movers.

This guide provides a detailed breakdown of expenses in Tortola, covering essential categories such as dining, groceries, transportation, housing, and utilities.

Cost of Living Summary

Dining and Restaurants

  • Inexpensive Restaurant Meal - A meal at a casual restaurant will typically cost $28.99 on average, with a range between $14 and $35.
  • Mid-Range Restaurant (Three-Course Meal for Two) - For a more upscale dining experience, expect to pay around $75.85, with prices ranging from $50 to $90.
  • Fast Food (e.g., McDonald's) - A McMeal or equivalent combo meal averages $15.
  • Beverages (e.g., Domestic Beer, Imported Beer, Cappuccino, Coke/Pepsi) - Domestic beer ranges from $3 to $4, imported beer $3 to $5, cappuccino $6 to $10, and Coke/Pepsi $1.5 to $2.

Grocery Prices

  • Milk - Milk is priced between $1.99 and $3.99 per liter, averaging $2.66.
  • Bread (Loaf of Fresh White Bread) - A loaf of fresh white bread costs between $4 and $5.79, with an average price of $5.26.
  • Eggs (Dozen) - A dozen eggs average $7.2.
  • Fruits (e.g., Apples, Oranges) - Apples cost $1.99 to $4.5 per kg, while oranges range from $1.99 to $2 per kg.
  • Vegetables (e.g., Potatoes, Lettuce) - Potatoes are priced between $4 and $7.99 per kg, and lettuce averages $12 per head.

Transportation

  • Public Transport (One-Way Ticket) - Public transport options are limited, with costs varying based on service providers.
  • Fuel (Gasoline) - Gasoline prices are not specified in the data provided.
  • Taxi Fares - Taxi fares are commonly used, with prices depending on distance and service.

Housing Costs

  • 1-Bedroom Apartment Rent (City Centre) - Rent for a 1-bedroom apartment in the city centre ranges from $1000 to $1500, averaging $1250.
  • 1-Bedroom Apartment Rent (Outside Centre) - Outside the centre, rent is consistently $1000.
  • 3-Bedroom Apartment Rent (City Centre) - Rent for a 3-bedroom apartment in the city centre is $3000.
  • 3-Bedroom Apartment Rent (Outside Centre) - Outside the centre, rent ranges from $2500 to $3000, averaging $2750.

Utilities

  • Basic Utilities (Electricity, Heating, Water, etc.) - Basic utilities for an 85m2 apartment cost between $100 and $150, averaging $125.
  • Internet - Internet services range from $100 to $130, with an average cost of $115.

Cost of Living Data

The following pricing data has been gathered from 6 user contributions, as of the most recent update in January, 2024.
Restaurants
Avg / Range
Meal, Inexpensive Restaurant
$28.99
Meal for 2 People, Mid-range Restaurant, Three-course
$75.85
McMeal at McDonalds (or Equivalent Combo Meal)
$15.00
Domestic Beer (0.5 liter draught)
$3.50
Imported Beer (0.33 liter bottle)
$4.00
Coke/Pepsi (0.33 liter bottle)
$1.83
Water (0.33 liter bottle)
$1.33
Cappuccino (regular)
$7.33
Markets
Avg / Range
Milk (regular), (1 liter)
$2.66
Loaf of Fresh White Bread (500g)
$5.26
Eggs (regular) (12)
$7.20
Local Cheese (1kg)
$12.99
Bottle of Wine (Mid-Range)
$9.50
Domestic Beer (0.5 liter bottle)
$4.00
Cigarettes 20 Pack (Marlboro)
$5.00
Chicken Fillets (1kg)
$12.99
Apples (1kg)
$3.25
Oranges (1kg)
$2.00
Potato (1kg)
$6.00
Lettuce (1 head)
$12.00
Rice (white), (1kg)
$6.85
Tomato (1kg)
$7.50
Banana (1kg)
$3.99
Onion (1kg)
$5.00
Beef Round (1kg) (or Equivalent Back Leg Red Meat)
$19.99
Rent Per Month
Avg / Range
Apartment (1 bedroom) in City Centre
$1,250.00
Apartment (1 bedroom) Outside of Centre
$1,000.00
Apartment (3 bedrooms) in City Centre
$3,000.00
Apartment (3 bedrooms) Outside of Centre
$2,750.00
Utilities (Monthly)
Avg / Range
Basic (Electricity, Heating, Cooling, Water, Garbage) for 85m2 Apartment
$125.00
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL)
$115.00
Mobile Phone Monthly Plan with Calls and 10GB+ Data
$100.00
Sports And Leisure
Avg / Range
Fitness Club, Monthly Fee for 1 Adult
$120.00
Cinema, International Release, 1 Seat
$15.00
Clothing And Shoes
Avg / Range
1 Pair of Nike Running Shoes (Mid-Range)
$180.00
1 Pair of Men Leather Business Shoes
$110.00
Salaries And Financing
Avg / Range
Average Monthly Net Salary (After Tax)
$1,941.33
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate
5.5%
Tortola Cost of Living

"Key Takeaways"

Tortola offers a unique living experience with its beautiful landscapes and island lifestyle. However, the cost of living can be relatively high, especially in terms of dining and housing.

Grocery prices are notably higher than average, reflecting the island's reliance on imports.

Housing costs vary significantly between the city centre and outside areas, with city centre apartments being more expensive.

Utilities and internet services are also on the higher side, which is typical for island living.

Conclusion

Living in Tortola provides a blend of natural beauty and cultural richness, but it comes with a higher cost of living compared to many other regions.

Prospective residents should budget carefully, especially for dining and housing, and consider the benefits of the island's lifestyle against the financial demands.