Yinchuan offers a relatively low cost of living, especially in terms of dining and transportation. Meals at inexpensive restaurants are very affordable, and even mid-range dining is reasonably priced.
Transportation costs, particularly taxi fares, are also low, making it easy to navigate the city without significant expense.
While the data on housing and utilities is not provided, the available information suggests that Yinchuan is an affordable city for both short-term visitors and long-term residents.