Karlovac offers a relatively affordable cost of living compared to larger Croatian cities. Dining out is reasonably priced, with a variety of options from casual to mid-range restaurants.
Grocery prices are competitive, making it easy to manage daily expenses. Housing costs are notably lower, especially for rentals outside the city centre.
Transportation is accessible, with affordable public transport and taxi services. Utilities and internet costs are moderate, contributing to the overall affordability of living in Karlovac.