Cost of living in Helsinki

Helsinki, the vibrant capital of Finland, is known for its high quality of life and stunning natural beauty. Understanding the cost of living in this Nordic city is crucial for anyone considering moving or traveling here.

This guide provides a detailed breakdown of the expenses you can expect in Helsinki, from dining and groceries to housing and transportation, helping you plan your budget effectively.

An image showcasing the beauty of Helsinki

People enjoying the surroundings of Helsinki

Cost of Living Summary

Dining and Restaurants

Inexpensive Restaurant MealA meal at a casual restaurant will typically cost $18.44 on average, with a range between $12.64 and $26.34.
Mid-Range Restaurant (Three-Course Meal for Two)For a more upscale dining experience, expect to pay around $94.83, with prices ranging from $73.76 to $136.98.
Fast Food (e.g., McDonald's)A McMeal or equivalent combo meal averages $12.28, with a range between $10.54 and $14.22.
Beverages (e.g., Domestic Beer, Imported Beer, Cappuccino, Coke/Pepsi)Domestic beer ranges from $6.32 to $10.54, imported beer $6.32 to $12.64, cappuccino $3.16 to $6.32, and Coke/Pepsi $1.9 to $4.21.

Grocery Prices

MilkMilk is priced between $0.94 and $2.11 per liter, averaging $1.35.
Bread (Loaf of Fresh White Bread)A loaf of fresh white bread costs between $1.46 and $5.26, with an average price of $2.97.
Eggs (Dozen)A dozen eggs range from $2.21 to $5.06, averaging $3.07.
Fruits (e.g., Apples, Oranges)Apples cost $1.04 to $4.21 per kg, while oranges range from $1.04 to $4.21 per kg.
Vegetables (e.g., Potatoes, Lettuce)Potatoes are priced between $0.79 and $2.11 per kg, and lettuce costs $1.05 to $3.58 per head.

Transportation

Public Transport (One-Way Ticket)A one-way local transport ticket costs between $3.11 and $3.27, with a monthly pass priced between $61.96 and $73.76.
Fuel (Gasoline)Gasoline is priced between $1.84 and $2.11 per liter.
Taxi FaresTaxi fares start at $7.38, with a cost of $1.11 to $1.76 per km and $47.41 to $63.22 per hour of waiting.

Housing Costs

1-Bedroom Apartment Rent (City Centre)Rent for a 1-bedroom apartment in the city centre ranges from $895.61 to $1369.76, averaging $1092.21.
1-Bedroom Apartment Rent (Outside Centre)Outside the centre, rent ranges from $737.56 to $1053.66, averaging $851.81.
3-Bedroom Apartment Rent (City Centre)Rent for a 3-bedroom apartment in the city centre ranges from $1580.5 to $2634.16, averaging $1887.45.
3-Bedroom Apartment Rent (Outside Centre)Outside the centre, rent ranges from $1159.03 to $1685.86, averaging $1383.59.
Buying Price per Square Meter (City Centre)The price per square meter to buy an apartment in the city centre ranges from $6216.62 to $10536.64, averaging $7974.13.
Buying Price per Square Meter (Outside Centre)Outside the centre, the price per square meter ranges from $4109.29 to $6321.99, averaging $4837.5.

Utilities

Basic Utilities (Electricity, Heating, Water, etc.)Basic utilities for an 85m2 apartment cost between $75.86 and $223.9, averaging $127.69.
InternetInternet services range from $13.17 to $42.15, with an average cost of $22.21.

Cost of Living Data

The following pricing data has been gathered from 269 user contributions, as of the most recent update in November, 2024.

Restaurants

Avg / Range

Restaurants

Avg

Range

Meal, Inexpensive Restaurant

$18.44

Meal for 2 People, Mid-range Restaurant, Three-course

$94.83

McMeal at McDonalds (or Equivalent Combo Meal)

$12.28

Domestic Beer (0.5 liter draught)

$8.43

Imported Beer (0.33 liter bottle)

$9.17

Coke/Pepsi (0.33 liter bottle)

$3.00

Water (0.33 liter bottle)

$1.95

Cappuccino (regular)

$4.58

Markets

Avg / Range

Markets

Avg

Range

Milk (regular), (1 liter)

$1.35

Loaf of Fresh White Bread (500g)

$2.97

Eggs (regular) (12)

$3.07

Local Cheese (1kg)

$8.31

Water (1.5 liter bottle)

$1.94

Bottle of Wine (Mid-Range)

$14.75

Domestic Beer (0.5 liter bottle)

$3.01

Imported Beer (0.33 liter bottle)

$3.34

Cigarettes 20 Pack (Marlboro)

$11.27

Chicken Fillets (1kg)

$13.05

Apples (1kg)

$2.49

Oranges (1kg)

$2.25

Potato (1kg)

$1.20

Lettuce (1 head)

$2.11

Rice (white), (1kg)

$2.85

Tomato (1kg)

$3.84

Banana (1kg)

$1.87

Onion (1kg)

$1.84

Beef Round (1kg) (or Equivalent Back Leg Red Meat)

$21.54

Transportation

Avg / Range

Transportation

Avg

Range

One-way Ticket (Local Transport)

$3.11

Monthly Pass (Regular Price)

$70.17

Gasoline (1 liter)

$1.96

Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car)

$33,342.68

Taxi Start (Normal Tariff)

$7.38

Taxi 1km (Normal Tariff)

$1.26

Taxi 1hour Waiting (Normal Tariff)

$59.43

Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car)

$35,580.89

Rent Per Month

Avg / Range

Rent Per Month

Avg

Range

Avg

Range

Average Monthly Net Salary (After Tax)

$2,972.28

Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate

3.84%

Childcare

Avg / Range

Childcare

Avg

Range

Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child

$331.31

International Primary School, Yearly for 1 Child

$10,330.83

Worldwide

Finland

Cost of Living Rankings

Helsinki ranks 1st on the Cost of Living rankings in Finland.

The cost of living indices for Finland are compared to New York City (NYC), which serves as the baseline with an index of 100. These provide insights into the relative cost of living in different cities in Finland, covering factors like consumer goods, rent, and purchasing power.

Highest to LowestUpdated: Oct, 2025

Affordability

Expensive

About this index

Helsinki Cost of Living

"Key Takeaways"

Helsinki offers a high standard of living with relatively high costs, especially in dining and housing.
While public transportation is affordable, owning a car can be expensive due to high gasoline prices.
Grocery prices are moderate, but dining out can be costly, especially in mid-range restaurants.
Renting in the city centre is significantly more expensive than outside, offering potential savings for those willing to commute.

Conclusion

In conclusion, Helsinki is a city that balances high living standards with equally high living costs. Prospective residents should be prepared for substantial expenses in housing and dining.

However, the city's efficient public transport system and moderate grocery prices can help manage monthly budgets. Understanding these costs will be crucial for anyone planning to move to or visit Helsinki.

Helsinki

Nearby Cities

All cities in Finland