Palmerston North offers a relatively affordable cost of living compared to larger cities in New Zealand. Housing costs are moderate, especially outside the city centre.
Dining out can be economical, with a variety of options available for different budgets. Public transportation is affordable, though owning a car may incur additional costs.
Grocery prices are reasonable, with local produce and essentials available at competitive rates. Utilities and internet services are also reasonably priced, contributing to the overall affordability of living in Palmerston North.