Naga, a vibrant city in the Philippines, offers a unique blend of cultural heritage and modern living. Understanding the cost of living here is crucial for anyone considering relocating or planning a long-term stay.

This guide provides a detailed breakdown of expenses in Naga, covering essential categories such as dining, groceries, transportation, housing, and utilities.

Cost of Living Summary

Dining and Restaurants

  • Mid-Range Restaurant (Three-Course Meal for Two) - A three-course meal for two at a mid-range restaurant costs approximately $16.94.
  • Fast Food (e.g., McDonald's) - A McMeal or equivalent combo meal averages $2.54, with prices ranging from $1.69 to $3.39.
  • Domestic Beer (0.5 liter draught) - Domestic beer is priced between $1.19 and $1.69, averaging $1.44.
  • Imported Beer (0.33 liter bottle) - Imported beer costs between $2.54 and $3.39, with an average price of $2.97.
  • Coke/Pepsi (0.33 liter bottle) - A bottle of Coke or Pepsi costs around $0.42.
  • Water (0.33 liter bottle) - A small bottle of water is priced at approximately $0.51.
  • Cappuccino - A regular cappuccino costs about $2.03.

Grocery Prices

  • Milk - Milk is priced at $1.69 per liter.
  • Bread (Loaf of Fresh White Bread) - A loaf of fresh white bread costs $0.85.
  • Eggs (Dozen) - A dozen eggs range from $1.63 to $1.68, averaging $1.65.
  • Fruits (e.g., Apples, Oranges) - Apples and oranges are priced at $2.54 per kg.
  • Vegetables (e.g., Potatoes, Onions) - Potatoes cost $2.37 per kg, while onions range from $1.69 to $3.22 per kg.
  • Rice - Rice is priced between $0.76 and $0.93 per kg, averaging $0.85.
  • Bananas - Bananas cost approximately $0.51 per kg.
  • Beef - Beef round or equivalent red meat is priced at $6.78 per kg.

Transportation

  • Fuel (Gasoline) - Gasoline is priced at $1.18 per liter.

Housing Costs

  • 1-Bedroom Apartment Rent (City Centre) - Rent for a 1-bedroom apartment in the city centre averages $169.43.
  • 1-Bedroom Apartment Rent (Outside Centre) - Outside the centre, rent averages $135.54.
  • 3-Bedroom Apartment Rent (City Centre) - Rent for a 3-bedroom apartment in the city centre ranges from $203.32 to $423.58, averaging $313.45.
  • 3-Bedroom Apartment Rent (Outside Centre) - Outside the centre, rent ranges from $169.43 to $338.86, averaging $254.15.

Utilities

  • Basic Utilities (Electricity, Heating, Water, etc.) - Basic utilities for an 85m2 apartment cost approximately $50.83.
  • Internet - Internet services average $25.41.
Worldwide
Philippines

Cost of Living Rankings

The cost of living indices for Philippines are compared to New York City (NYC), which serves as the baseline with an index of 100. These provide insights into the relative cost of living in different cities in Philippines, covering factors like consumer goods, rent, and purchasing power.

Highest to LowestUpdated: Feb, 2025

Cost of Living Data

The following pricing data has been gathered from 9 user contributions, as of the most recent update in August, 2024.
Restaurants
Avg / Range
Meal for 2 People, Mid-range Restaurant, Three-course
$16.94
McMeal at McDonalds (or Equivalent Combo Meal)
$2.54
Domestic Beer (0.5 liter draught)
$1.44
Imported Beer (0.33 liter bottle)
$2.97
Coke/Pepsi (0.33 liter bottle)
$0.42
Water (0.33 liter bottle)
$0.51
Cappuccino (regular)
$2.03
Markets
Avg / Range
Milk (regular), (1 liter)
$1.69
Loaf of Fresh White Bread (500g)
$0.85
Eggs (regular) (12)
$1.65
Cigarettes 20 Pack (Marlboro)
$2.46
Apples (1kg)
$2.54
Oranges (1kg)
$2.54
Potato (1kg)
$2.37
Rice (white), (1kg)
$0.85
Banana (1kg)
$0.51
Onion (1kg)
$2.46
Beef Round (1kg) (or Equivalent Back Leg Red Meat)
$6.78
Transportation
Avg / Range
Gasoline (1 liter)
$1.18
Rent Per Month
Avg / Range
Apartment (1 bedroom) in City Centre
$169.43
Apartment (1 bedroom) Outside of Centre
$135.54
Apartment (3 bedrooms) in City Centre
$313.45
Apartment (3 bedrooms) Outside of Centre
$254.15
Utilities (Monthly)
Avg / Range
Basic (Electricity, Heating, Cooling, Water, Garbage) for 85m2 Apartment
$50.83
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL)
$25.41
Sports And Leisure
Avg / Range
Fitness Club, Monthly Fee for 1 Adult
$25.41
Cinema, International Release, 1 Seat
$2.54
Clothing And Shoes
Avg / Range
1 Pair of Jeans (Levis 501 Or Similar)
$33.00
1 Summer Dress in a Chain Store (Zara, H&M, ...)
$23.00
1 Pair of Nike Running Shoes (Mid-Range)
$71.00
1 Pair of Men Leather Business Shoes
$59.00
Salaries And Financing
Avg / Range
Average Monthly Net Salary (After Tax)
$135.54
Naga Cost of Living

"Key Takeaways"

Naga offers a relatively affordable cost of living compared to larger cities in the Philippines. Dining out is inexpensive, especially at fast food chains.

Housing is affordable, with rental prices significantly lower than in metropolitan areas. Utilities and internet costs are also budget-friendly.

Transportation costs are minimal, with gasoline prices being quite reasonable.

Conclusion

In conclusion, Naga provides a cost-effective living environment with affordable housing, dining, and transportation options.

This makes it an attractive destination for individuals and families looking to enjoy a comfortable lifestyle without the high costs associated with larger urban centers.