Cost of living in San Fernando
San Fernando, a vibrant city in the Philippines, offers a unique blend of cultural heritage and modern living. Understanding the cost of living here is crucial for anyone considering relocating or planning an extended stay.
This guide provides a detailed breakdown of the expenses you can expect, from dining and groceries to housing and transportation, helping you budget effectively for life in San Fernando.
Cost of Living Summary
Dining and Restaurants
- Inexpensive Restaurant Meal - A meal at a casual restaurant will typically cost $3.65 on average, with a range between $1.36 and $11.89.
- Mid-Range Restaurant (Three-Course Meal for Two) - For a more upscale dining experience, expect to pay around $25.48, with prices ranging from $25.48 to $42.47.
- Fast Food (e.g., McDonald's) - A McMeal or equivalent combo meal averages $4.25, with a range between $2.55 and $4.74.
- Beverages (e.g., Domestic Beer, Imported Beer, Cappuccino, Coke/Pepsi) - Domestic beer ranges from $0.85 to $1.7, imported beer $1.36 to $2.55, cappuccino $1.02 to $4.25, and Coke/Pepsi $0.42 to $1.44.
Grocery Prices
- Milk - Milk is priced between $1.36 and $2.55 per liter, averaging $2.04.
- Bread (Loaf of Fresh White Bread) - A loaf of fresh white bread costs between $0.64 and $1.63, with an average price of $1.29.
- Eggs (Dozen) - A dozen eggs range from $1.22 to $2.45, averaging $1.96.
- Fruits (e.g., Apples, Oranges) - Apples cost $2.04 to $5.44 per kg, while oranges range from $1.02 to $5.01 per kg.
- Vegetables (e.g., Potatoes, Lettuce) - Potatoes are priced between $0.85 and $5.1 per kg, and lettuce costs $0.93 to $2.38 per head.
Transportation
- Public Transport (One-Way Ticket) - A one-way local transport ticket costs between $0.17 and $0.85, with a monthly pass priced at $20.38.
- Fuel (Gasoline) - Gasoline is priced between $1.02 and $1.18 per liter.
- Taxi Fares - Taxi fares start at $0.68, with a cost of $0.12 to $0.34 per km and $1.53 per hour of waiting.
Housing Costs
- 1-Bedroom Apartment Rent (City Centre) - Rent for a 1-bedroom apartment in the city centre ranges from $254.8 to $424.66, averaging $339.73.
- 1-Bedroom Apartment Rent (Outside Centre) - Outside the centre, rent ranges from $169.86 to $288.77, averaging $229.32.
- 3-Bedroom Apartment Rent (City Centre) - Rent for a 3-bedroom apartment in the city centre ranges from $764.39 to $934.25, averaging $849.32.
- 3-Bedroom Apartment Rent (Outside Centre) - Outside the centre, rent ranges from $339.73 to $594.53, averaging $467.13.
Utilities
- Basic Utilities (Electricity, Heating, Water, etc.) - Basic utilities for an 85m2 apartment cost between $90.24 and $180.48, averaging $128.29.
- Internet - Internet services range from $20.38 to $42.47, with an average cost of $33.69.
Cost of Living Rankings
The cost of living indices for Philippines are compared to New York City (NYC), which serves as the baseline with an index of 100. These provide insights into the relative cost of living in different cities in Philippines, covering factors like consumer goods, rent, and purchasing power.
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"Key Takeaways"
San Fernando offers a relatively affordable cost of living compared to many urban areas. Dining out is particularly budget-friendly, with inexpensive meals available.
Housing costs are moderate, especially outside the city centre, making it an attractive option for those looking to save on rent.
Transportation is economical, with low costs for public transport and fuel, although owning a car can be a significant expense.
Conclusion
In conclusion, San Fernando provides a cost-effective living environment with affordable dining and transportation options.
While housing costs can vary, the overall expenses remain manageable, making it a viable choice for both locals and expatriates seeking a balanced lifestyle in the Philippines.