Best Cities to Retire

Retirement is a time to explore new horizons and settle in a place that offers comfort, security, and enjoyment. With numerous cities around the world offering unique benefits, retirees can find the perfect spot that suits their lifestyle and needs.

Updated Oct, 2025
Portugal

Lisbon, Portugal

  • Affordable Living - Portugal boasts one of the lowest costs of living in Western Europe, making it an attractive option for retirees.
  • Mild Climate - Lisbon offers 300 days of sunshine per year, providing an enjoyable Mediterranean climate.
  • Rich Culture - The city is steeped in history and culture, with numerous museums, galleries, and historical sites to explore.
  • Healthcare - Portugal provides excellent and affordable healthcare options, especially beneficial for EU residents.
Thailand

Chiang Mai, Thailand

  • Low Cost of Living - Chiang Mai is known for its affordable lifestyle, with low costs for housing, food, and transportation.
  • Expat Community - A large and welcoming expat community makes it easy for retirees to settle and make new friends.
  • Cultural Richness - The city offers a vibrant cultural scene with festivals, temples, and traditional Thai arts.
  • Healthcare - High-quality healthcare services are available at a fraction of the cost compared to Western countries.
Spain

Alicante, Spain

  • Sunny Climate - Alicante enjoys over 300 days of sunshine annually, perfect for those who love warm weather.
  • Affordable Living - The cost of living is relatively low, with affordable housing and everyday expenses.
  • Beautiful Beaches - The city is home to stunning beaches, ideal for relaxation and outdoor activities.
  • Healthcare - Spain offers excellent healthcare services, accessible to both locals and expatriates.
Panama

Panama City, Panama

  • Pensionado Program - Panama offers a pensionado program with discounts on various services for retirees.
  • Warm Climate - The city enjoys a tropical climate, with warm temperatures year-round.
  • Proximity to Nature - Panama City is close to beaches, rainforests, and mountains, offering diverse outdoor activities.
  • Healthcare - High-quality healthcare is available, with many doctors trained in the United States.
Colombia

Medellin, Colombia

  • Pleasant Climate - Known as the 'City of Eternal Spring,' Medellin offers a mild climate year-round.
  • Affordable Living - The cost of living is low, with affordable housing and daily expenses.
  • Cultural Vibrancy - Medellin is rich in culture, with numerous festivals, museums, and a vibrant arts scene.
  • Healthcare - The city provides excellent healthcare services, recognized for their quality and affordability.
Malta

Valletta, Malta

  • Historical Charm - Valletta is a UNESCO World Heritage site, offering a rich history and stunning architecture.
  • Mild Climate - The city enjoys a Mediterranean climate, with mild winters and warm summers.
  • English Speaking - English is widely spoken, making it easier for retirees to communicate and integrate.
  • Healthcare - Malta offers high-quality healthcare services, accessible to both locals and expatriates.
Malaysia

George Town, Malaysia

  • Cultural Diversity - George Town is known for its multicultural heritage, with a blend of Malay, Chinese, and Indian influences.
  • Affordable Living - The cost of living is low, with affordable housing and food options.
  • Expat Community - A growing expat community makes it easy for retirees to find support and social networks.
  • Healthcare - Malaysia offers excellent healthcare services at a fraction of the cost compared to Western countries.
Mexico

San Miguel de Allende, Mexico

  • Artistic Community - The city is renowned for its vibrant arts scene, with numerous galleries and cultural events.
  • Pleasant Climate - San Miguel de Allende enjoys a mild climate, with warm days and cool nights.
  • Affordable Living - The cost of living is relatively low, with affordable housing and daily expenses.
  • Healthcare - Mexico offers quality healthcare services, with many doctors trained in the United States.
New Zealand

Queenstown, New Zealand

  • Stunning Scenery - Queenstown is surrounded by breathtaking landscapes, including mountains and lakes.
  • Outdoor Activities - The city offers a wide range of outdoor activities, from hiking to skiing, ideal for active retirees.
  • Friendly Community - Known for its welcoming atmosphere, Queenstown has a friendly and supportive community.
  • Healthcare - New Zealand provides excellent healthcare services, accessible to both locals and expatriates.
Croatia

Dubrovnik, Croatia

  • Historical Beauty - Dubrovnik is famous for its well-preserved medieval architecture and stunning old town.
  • Mediterranean Climate - The city enjoys a pleasant Mediterranean climate, with warm summers and mild winters.
  • Coastal Living - Located on the Adriatic Sea, Dubrovnik offers beautiful beaches and coastal views.
  • Healthcare - Croatia provides quality healthcare services, accessible to both locals and expatriates.

Key Takeaways

Selecting the right city for retirement involves considering factors like cost of living, climate, healthcare, and cultural opportunities.

These cities provide a range of options that cater to different preferences, ensuring a fulfilling and enjoyable retirement experience.