Best Cities to Retire

Retirement is a time to explore new horizons and settle into a place that offers comfort, community, and convenience. With a variety of cities around the world catering to retirees, choosing the right one can enhance your quality of life during your golden years.

Updated Jun, 2025
Mexico

San Miguel de Allende, Mexico

  • Cultural Richness - Known for its vibrant arts scene and colonial architecture, San Miguel de Allende offers a rich cultural experience.
  • Affordable Living - The cost of living is relatively low, making it an attractive option for retirees on a budget.
  • Expat Community - A large and welcoming expat community makes it easy for newcomers to settle in and make friends.
  • Pleasant Climate - The city enjoys a mild climate year-round, perfect for outdoor activities and exploration.
Thailand

Chiang Mai, Thailand

  • Low Cost of Living - Chiang Mai offers an affordable lifestyle with inexpensive housing and food options.
  • Healthcare - The city is known for its excellent healthcare facilities at a fraction of the cost compared to Western countries.
  • Cultural Heritage - Rich in history and culture, Chiang Mai is home to numerous temples and cultural festivals.
  • Natural Beauty - Surrounded by mountains and lush landscapes, it provides a serene environment for retirees.
Malta

Valletta, Malta

  • Mediterranean Climate - Valletta enjoys a warm Mediterranean climate, ideal for those who love sunny weather.
  • Rich History - As a UNESCO World Heritage site, Valletta offers a deep historical and cultural experience.
  • English Speaking - English is widely spoken, making it easier for English-speaking retirees to communicate and integrate.
  • Healthcare - Malta provides high-quality healthcare services, often ranked among the best in Europe.
New Zealand

Auckland, New Zealand

  • Natural Beauty - Auckland is surrounded by stunning landscapes, including beaches, forests, and volcanic islands.
  • Quality of Life - The city consistently ranks high in global quality of life indices, offering a safe and clean environment.
  • Healthcare - New Zealand provides excellent healthcare services, accessible to residents and retirees.
  • Outdoor Activities - Auckland offers a wide range of outdoor activities, from hiking to sailing, perfect for active retirees.
Portugal

Lisbon, Portugal

  • Affordable Living - Portugal boasts one of the lowest costs of living in Western Europe.
  • Mild Climate - Lisbon offers 300 days of sunshine per year, providing an enjoyable Mediterranean climate.
  • Culture and Community - A rich history, vibrant culture, and growing expat community make it a welcoming place for retirees.
  • Healthcare - Excellent and affordable healthcare options are available, especially for EU residents.
Panama

Panama City, Panama

  • Retiree Benefits - Panama offers a Pensionado Program with discounts on various services for retirees.
  • Cost of Living - The cost of living is relatively low, with affordable housing and healthcare.
  • Climate - Panama City enjoys a tropical climate, perfect for those who love warm weather.
  • Proximity to Nature - Close to beaches and rainforests, it offers plenty of opportunities for nature lovers.
Spain

Barcelona, Spain

  • Cultural Vibrancy - Barcelona is known for its rich cultural scene, including art, music, and architecture.
  • Mediterranean Lifestyle - The city offers a relaxed lifestyle with beautiful beaches and a pleasant climate.
  • Healthcare - Spain provides excellent healthcare services, accessible to residents and retirees.
  • Public Transport - Barcelona has an efficient public transport system, making it easy to get around the city.
Australia

Melbourne, Australia

  • Cultural Diversity - Melbourne is known for its diverse cultural scene, with numerous festivals and events.
  • Quality Healthcare - Australia offers high-quality healthcare services, accessible to retirees.
  • Public Transport - The city has an extensive public transport network, making it easy to navigate.
  • Green Spaces - Melbourne is home to many parks and gardens, providing plenty of outdoor spaces for relaxation.
Colombia

Medellin, Colombia

  • Pleasant Climate - Known as the 'City of Eternal Spring,' Medellin offers a mild climate year-round.
  • Cost of Living - The cost of living is low, making it an attractive option for budget-conscious retirees.
  • Healthcare - Medellin has high-quality healthcare facilities at affordable prices.
  • Cultural Scene - The city boasts a vibrant cultural scene with numerous festivals and events throughout the year.
Croatia

Dubrovnik, Croatia

  • Scenic Beauty - Dubrovnik is renowned for its stunning coastal views and historic architecture.
  • Mediterranean Climate - The city enjoys a warm Mediterranean climate, perfect for outdoor activities.
  • Cultural Heritage - As a UNESCO World Heritage site, Dubrovnik offers a rich cultural and historical experience.
  • Community - A friendly and welcoming community makes it easy for retirees to feel at home.

Key Takeaways

Selecting the best city for retirement involves considering factors like cost of living, climate, healthcare, and lifestyle preferences.

These cities provide diverse options for retirees looking to enjoy a fulfilling and relaxed lifestyle in their later years.