San Rafael, located in the heart of Marin County, California, offers a unique blend of suburban charm and urban convenience. Understanding the cost of living in this vibrant city is crucial for potential residents and those considering relocation.

This guide provides a detailed breakdown of expenses in San Rafael, covering everything from dining and groceries to housing and transportation, helping you make informed financial decisions.

Cost of Living Summary

Dining and Restaurants

  • Inexpensive Restaurant Meal - A meal at a casual restaurant will typically cost $42.5 on average, with a range between $25 and $60.
  • Mid-Range Restaurant (Three-Course Meal for Two) - For a more upscale dining experience, expect to pay around $100, with prices ranging from $85 to $120.
  • Fast Food (e.g., McDonald's) - A McMeal or equivalent combo meal averages $13.5, with a range between $12 and $15.
  • Beverages (e.g., Domestic Beer, Imported Beer, Cappuccino, Coke/Pepsi) - Domestic beer ranges from $8 to $9, imported beer $7 to $12, cappuccino $4 to $9, and Coke/Pepsi $2 to $3.

Grocery Prices

  • Milk - Milk is priced between $1.06 and $1.35 per liter, averaging $1.24.
  • Bread (Loaf of Fresh White Bread) - A loaf of fresh white bread costs between $2.76 and $4.96, with an average price of $3.97.
  • Eggs (Dozen) - A dozen eggs range from $3.49 to $6, averaging $4.92.
  • Fruits (e.g., Apples, Oranges) - Apples cost $1.96 to $6.61 per kg, while oranges range from $2.43 to $8.82 per kg.
  • Vegetables (e.g., Potatoes, Lettuce) - Potatoes are priced between $0.88 and $4.41 per kg, and lettuce costs $1 to $3.85 per head.

Transportation

  • Public Transport (One-Way Ticket) - A one-way local transport ticket costs between $1 and $2, with a monthly pass priced at $30.
  • Fuel (Gasoline) - Gasoline is priced between $1.21 and $1.45 per liter.
  • Taxi Fares - Taxi fares start at $3.5, with a cost of $1.55 to $1.74 per km and $24 to $30 per hour of waiting.

Housing Costs

  • 1-Bedroom Apartment Rent (City Centre) - Rent for a 1-bedroom apartment in the city centre ranges from $2000 to $4500, averaging $3100.
  • 1-Bedroom Apartment Rent (Outside Centre) - Outside the centre, rent ranges from $2400 to $3800, averaging $3100.
  • 3-Bedroom Apartment Rent (City Centre) - Rent for a 3-bedroom apartment in the city centre ranges from $3500 to $4500, averaging $4025.
  • 3-Bedroom Apartment Rent (Outside Centre) - Outside the centre, rent ranges from $3200 to $5000, averaging $3425.

Utilities

  • Basic Utilities (Electricity, Heating, Water, etc.) - Basic utilities for an 85m2 apartment cost between $100 and $500, averaging $311.25.
  • Internet - Internet services range from $70 to $100, with an average cost of $84.
Worldwide
United States

Cost of Living Rankings

The cost of living indices for the United States are compared to New York City (NYC), which serves as the baseline with an index of 100. These provide insights into the relative cost of living in different cities in United States, covering factors like consumer goods, rent, and purchasing power.

Highest to LowestUpdated: Dec, 2024
Full Cost of Living Rankings

Cost of Living Data

The following pricing data has been gathered from 17 user contributions, as of the most recent update in June, 2024.
Restaurants
Avg / Range
Meal, Inexpensive Restaurant
$42.50
Meal for 2 People, Mid-range Restaurant, Three-course
$100.00
McMeal at McDonalds (or Equivalent Combo Meal)
$13.50
Domestic Beer (0.5 liter draught)
$8.00
Imported Beer (0.33 liter bottle)
$12.00
Coke/Pepsi (0.33 liter bottle)
$2.67
Water (0.33 liter bottle)
$2.67
Cappuccino (regular)
$6.17
Markets
Avg / Range
Milk (regular), (1 liter)
$1.24
Loaf of Fresh White Bread (500g)
$3.97
Eggs (regular) (12)
$4.92
Local Cheese (1kg)
$15.32
Water (1.5 liter bottle)
$2.88
Bottle of Wine (Mid-Range)
$12.00
Domestic Beer (0.5 liter bottle)
$2.12
Imported Beer (0.33 liter bottle)
$3.43
Cigarettes 20 Pack (Marlboro)
$11.00
Chicken Fillets (1kg)
$12.93
Apples (1kg)
$4.88
Oranges (1kg)
$6.06
Potato (1kg)
$3.86
Lettuce (1 head)
$2.45
Rice (white), (1kg)
$7.35
Tomato (1kg)
$8.54
Banana (1kg)
$2.87
Onion (1kg)
$3.86
Beef Round (1kg) (or Equivalent Back Leg Red Meat)
$17.89
Transportation
Avg / Range
One-way Ticket (Local Transport)
$1.50
Monthly Pass (Regular Price)
$30.00
Gasoline (1 liter)
$1.29
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car)
$35,000.00
Rent Per Month
Avg / Range
Apartment (1 bedroom) in City Centre
$3,100.00
Apartment (1 bedroom) Outside of Centre
$3,100.00
Apartment (3 bedrooms) in City Centre
$4,025.00
Apartment (3 bedrooms) Outside of Centre
$3,425.00
Utilities (Monthly)
Avg / Range
Basic (Electricity, Heating, Cooling, Water, Garbage) for 85m2 Apartment
$311.25
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL)
$84.00
Mobile Phone Monthly Plan with Calls and 10GB+ Data
$75.67
Sports And Leisure
Avg / Range
Fitness Club, Monthly Fee for 1 Adult
$250.00
Tennis Court Rent (1 Hour on Weekend)
$40.00
Cinema, International Release, 1 Seat
$14.50
Clothing And Shoes
Avg / Range
1 Pair of Jeans (Levis 501 Or Similar)
$41.00
1 Summer Dress in a Chain Store (Zara, H&M, ...)
$38.50
1 Pair of Nike Running Shoes (Mid-Range)
$101.20
1 Pair of Men Leather Business Shoes
$123.00
Salaries And Financing
Avg / Range
Average Monthly Net Salary (After Tax)
$5,145.83
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate
6.8%
San Rafael Cost of Living

"Key Takeaways"

San Rafael presents a relatively high cost of living, particularly in housing and dining. The city's proximity to San Francisco contributes to its elevated prices.

Potential residents should budget carefully, especially for housing, which is a significant expense. Exploring options outside the city centre may offer some savings.

Transportation costs are moderate, with affordable public transport options available. However, owning a car can add to monthly expenses due to fuel prices.

Conclusion

In conclusion, San Rafael offers a desirable living environment with its blend of suburban and urban amenities. However, the cost of living is notably high, driven by expensive housing and dining.

Prospective residents should weigh these costs against the benefits of living in such a vibrant area. Careful financial planning and exploring cost-saving measures can help manage expenses effectively.