Saint Croix, part of the US Virgin Islands, offers a unique blend of Caribbean charm and American influence. Understanding the cost of living here is crucial for anyone considering relocation or extended stay.

The island's cost of living encompasses various aspects such as dining, groceries, transportation, housing, and utilities, each contributing to the overall expenses one might expect.

Cost of Living Summary

Dining and Restaurants

  • Inexpensive Restaurant Meal - A meal at a casual restaurant will typically cost $32.5 on average, with a range between $15 and $50.
  • Mid-Range Restaurant (Three-Course Meal for Two) - For a more upscale dining experience, expect to pay around $140, with prices ranging from $90 to $150.
  • Fast Food (e.g., McDonald's) - A McMeal or equivalent combo meal averages $9.5, with a range between $9 and $10.
  • Beverages (e.g., Domestic Beer, Imported Beer, Cappuccino, Coke/Pepsi) - Domestic beer ranges from $3 to $8, imported beer $4 to $10, cappuccino $7 to $8, and Coke/Pepsi $2.5 to $4.

Grocery Prices

  • Milk - Milk is priced between $1.85 and $4 per liter, averaging $3.14.
  • Bread (Loaf of Fresh White Bread) - A loaf of fresh white bread costs between $4.96 and $7, with an average price of $5.67.
  • Eggs (Dozen) - A dozen eggs range from $4.5 to $10, averaging $7.26.
  • Fruits (e.g., Apples, Oranges) - Apples cost $4.39 to $11.02 per kg, while oranges average $4.39 per kg.
  • Vegetables (e.g., Potatoes, Lettuce) - Potatoes average $3.73 per kg, and lettuce costs $2.99 to $5.99 per head.

Transportation

  • Fuel (Gasoline) - Gasoline is priced between $1 and $1.45 per liter.
  • Taxi Fares - Taxi fares cost $1.55 per km, with an hourly waiting charge of $15.
  • Car Purchase - A new Volkswagen Golf costs around $35,000, while a Toyota Corolla is priced at $45,000.

Housing Costs

  • 1-Bedroom Apartment Rent (City Centre) - Rent for a 1-bedroom apartment in the city centre ranges from $1100 to $2500, averaging $1700.
  • 1-Bedroom Apartment Rent (Outside Centre) - Outside the centre, rent ranges from $899 to $1500, averaging $1199.5.
  • 3-Bedroom Apartment Rent (City Centre) - Rent for a 3-bedroom apartment in the city centre averages $2800.
  • 3-Bedroom Apartment Rent (Outside Centre) - Outside the centre, rent averages $3500.

Utilities

  • Basic Utilities (Electricity, Heating, Water, etc.) - Basic utilities for an 85m2 apartment cost between $256.18 and $400, averaging $328.09.
  • Internet - Internet services range from $90 to $105, with an average cost of $97.5.

Cost of Living Data

The following pricing data has been gathered from 10 user contributions, as of the most recent update in March, 2024.
Restaurants
Avg / Range
Meal, Inexpensive Restaurant
$32.50
Meal for 2 People, Mid-range Restaurant, Three-course
$140.00
McMeal at McDonalds (or Equivalent Combo Meal)
$9.50
Domestic Beer (0.5 liter draught)
$4.00
Imported Beer (0.33 liter bottle)
$5.50
Coke/Pepsi (0.33 liter bottle)
$3.00
Water (0.33 liter bottle)
$2.25
Cappuccino (regular)
$7.67
Markets
Avg / Range
Milk (regular), (1 liter)
$3.14
Loaf of Fresh White Bread (500g)
$5.67
Eggs (regular) (12)
$7.26
Local Cheese (1kg)
$16.17
Water (1.5 liter bottle)
$3.12
Bottle of Wine (Mid-Range)
$13.00
Imported Beer (0.33 liter bottle)
$6.00
Apples (1kg)
$8.08
Oranges (1kg)
$4.39
Potato (1kg)
$3.73
Lettuce (1 head)
$4.32
Rice (white), (1kg)
$7.34
Tomato (1kg)
$6.59
Banana (1kg)
$2.29
Onion (1kg)
$4.40
Beef Round (1kg) (or Equivalent Back Leg Red Meat)
$19.84
Transportation
Avg / Range
Gasoline (1 liter)
$1.29
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car)
$35,000.00
Taxi 1km (Normal Tariff)
$1.55
Taxi 1hour Waiting (Normal Tariff)
$15.00
Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car)
$45,000.00
Rent Per Month
Avg / Range
Apartment (1 bedroom) in City Centre
$1,700.00
Apartment (1 bedroom) Outside of Centre
$1,199.50
Apartment (3 bedrooms) in City Centre
$2,800.00
Apartment (3 bedrooms) Outside of Centre
$3,500.00
Utilities (Monthly)
Avg / Range
Basic (Electricity, Heating, Cooling, Water, Garbage) for 85m2 Apartment
$328.09
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL)
$97.50
Sports And Leisure
Avg / Range
Fitness Club, Monthly Fee for 1 Adult
$110.00
Cinema, International Release, 1 Seat
$13.00
Clothing And Shoes
Avg / Range
1 Pair of Jeans (Levis 501 Or Similar)
$50.00
1 Summer Dress in a Chain Store (Zara, H&M, ...)
$25.00
1 Pair of Nike Running Shoes (Mid-Range)
$92.50
1 Pair of Men Leather Business Shoes
$100.00
Salaries And Financing
Avg / Range
Average Monthly Net Salary (After Tax)
$3,200.00
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate
4.55%
Childcare
Avg / Range
Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child
$1,075.00
International Primary School, Yearly for 1 Child
$10,800.00
Saint Croix (St. Croix) Cost of Living

"Key Takeaways"

Saint Croix presents a relatively high cost of living, particularly in dining and housing. The island's unique location and lifestyle contribute to these expenses.

Potential residents should budget carefully for utilities and groceries, which can also be on the higher side compared to mainland US standards.

Transportation costs are moderate, with gasoline prices being a significant factor for those who drive.

Conclusion

In conclusion, living in Saint Croix offers a blend of island life with the conveniences of US territory, but it comes with a higher cost of living.

Prospective residents should weigh the benefits of the lifestyle against the financial demands, particularly in housing and dining.

Overall, Saint Croix is ideal for those who value its unique cultural and natural offerings and are prepared for the associated costs.