Watford, a vibrant town in the United Kingdom, offers a unique blend of urban and suburban living. Understanding the cost of living here is crucial for anyone considering a move or planning to budget effectively.

This guide provides a detailed breakdown of expenses in Watford, including housing, dining, transportation, and more, to help you make informed financial decisions.

Cost of Living Summary

Dining and Restaurants

  • Inexpensive Restaurant Meal - A meal at a casual restaurant will typically cost $18.97 on average, with a range between $12.65 and $37.95.
  • Mid-Range Restaurant (Three-Course Meal for Two) - For a more upscale dining experience, expect to pay around $88.54, with prices ranging from $37.95 to $132.81.
  • Fast Food (e.g., McDonald's) - A McMeal or equivalent combo meal averages $10.12, with a range between $7.59 and $12.65.
  • Beverages (e.g., Domestic Beer, Imported Beer, Cappuccino, Coke/Pepsi) - Domestic beer ranges from $2.53 to $8.85, imported beer $3.79 to $9.17, cappuccino $3.54 to $5.69, and Coke/Pepsi $1.49 to $3.79.

Grocery Prices

  • Milk - Milk is priced between $0.7 and $2.53 per liter, averaging $1.64.
  • Bread (Loaf of Fresh White Bread) - A loaf of fresh white bread costs between $0.99 and $4.43, with an average price of $2.06.
  • Eggs (Dozen) - A dozen eggs range from $2.52 to $5.31, averaging $4.35.
  • Fruits (e.g., Apples, Oranges) - Apples cost $1.26 to $3.79 per kg, while oranges range from $1.26 to $5.06 per kg.
  • Vegetables (e.g., Potatoes, Lettuce) - Potatoes are priced between $0.57 and $2.53 per kg, and lettuce costs $0.89 to $2.52 per head.

Transportation

  • Public Transport (One-Way Ticket) - A one-way local transport ticket costs between $2.53 and $5.31, with a monthly pass priced between $37.95 and $50.59.
  • Fuel (Gasoline) - Gasoline is priced between $1.69 and $2.15 per liter.
  • Taxi Fares - Taxi fares start at $3.54, with a cost of $1.33 to $5.69 per km and $22.77 to $75.89 per hour of waiting.

Housing Costs

  • 1-Bedroom Apartment Rent (City Centre) - Rent for a 1-bedroom apartment in the city centre ranges from $1581.05 to $1897.26, averaging $1707.53.
  • 1-Bedroom Apartment Rent (Outside Centre) - Outside the centre, rent ranges from $1138.36 to $1897.26, averaging $1517.81.
  • 3-Bedroom Apartment Rent (City Centre) - Rent for a 3-bedroom apartment in the city centre ranges from $3035.62 to $3794.52, averaging $3330.74.
  • 3-Bedroom Apartment Rent (Outside Centre) - Outside the centre, rent ranges from $2909.13 to $4426.94, averaging $3710.2.
  • Buying Price per Square Meter (City Centre) - The price per square meter to buy an apartment in the city centre averages $8853.88.
  • Buying Price per Square Meter (Outside Centre) - Outside the centre, the price per square meter averages $4426.94.

Utilities

  • Basic Utilities (Electricity, Heating, Water, etc.) - Basic utilities for an 85m2 apartment cost between $172.02 and $632.42, averaging $316.99.
  • Internet - Internet services range from $25.3 to $50.59, with an average cost of $35.49.
Worldwide
United Kingdom

Cost of Living Rankings

The cost of living indices for United Kingdom are compared to New York City (NYC), which serves as the baseline with an index of 100. These provide insights into the relative cost of living in different cities in United Kingdom, covering factors like consumer goods, rent, and purchasing power.

Highest to LowestUpdated: Dec, 2024
Full Cost of Living Rankings

Cost of Living Data

The following pricing data has been gathered from 22 user contributions, as of the most recent update in November, 2024.
Restaurants
Avg / Range
Meal, Inexpensive Restaurant
$18.97
Meal for 2 People, Mid-range Restaurant, Three-course
$88.54
McMeal at McDonalds (or Equivalent Combo Meal)
$10.12
Domestic Beer (0.5 liter draught)
$7.27
Imported Beer (0.33 liter bottle)
$6.32
Coke/Pepsi (0.33 liter bottle)
$2.69
Water (0.33 liter bottle)
$1.83
Cappuccino (regular)
$4.62
Markets
Avg / Range
Milk (regular), (1 liter)
$1.64
Loaf of Fresh White Bread (500g)
$2.06
Eggs (regular) (12)
$4.35
Local Cheese (1kg)
$10.62
Water (1.5 liter bottle)
$1.57
Bottle of Wine (Mid-Range)
$11.38
Domestic Beer (0.5 liter bottle)
$2.60
Imported Beer (0.33 liter bottle)
$3.10
Cigarettes 20 Pack (Marlboro)
$19.98
Chicken Fillets (1kg)
$9.00
Apples (1kg)
$3.16
Oranges (1kg)
$3.18
Potato (1kg)
$1.69
Lettuce (1 head)
$1.35
Rice (white), (1kg)
$2.50
Tomato (1kg)
$3.48
Banana (1kg)
$1.69
Onion (1kg)
$1.73
Beef Round (1kg) (or Equivalent Back Leg Red Meat)
$17.71
Transportation
Avg / Range
One-way Ticket (Local Transport)
$3.92
Monthly Pass (Regular Price)
$44.27
Gasoline (1 liter)
$1.87
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car)
$35,775.99
Taxi Start (Normal Tariff)
$3.54
Taxi 1km (Normal Tariff)
$1.49
Taxi 1hour Waiting (Normal Tariff)
$22.77
Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car)
$38,628.69
Rent Per Month
Avg / Range
Apartment (1 bedroom) in City Centre
$1,707.53
Apartment (1 bedroom) Outside of Centre
$1,517.81
Apartment (3 bedrooms) in City Centre
$3,330.74
Apartment (3 bedrooms) Outside of Centre
$3,710.20
Utilities (Monthly)
Avg / Range
Basic (Electricity, Heating, Cooling, Water, Garbage) for 85m2 Apartment
$316.99
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL)
$35.49
Mobile Phone Monthly Plan with Calls and 10GB+ Data
$14.36
Sports And Leisure
Avg / Range
Fitness Club, Monthly Fee for 1 Adult
$31.62
Cinema, International Release, 1 Seat
$17.08
Clothing And Shoes
Avg / Range
1 Pair of Jeans (Levis 501 Or Similar)
$95.59
1 Summer Dress in a Chain Store (Zara, H&M, ...)
$48.79
1 Pair of Nike Running Shoes (Mid-Range)
$89.44
1 Pair of Men Leather Business Shoes
$114.63
Buy Apartment Price
Avg / Range
Price per Square Meter to Buy Apartment in City Centre
$8,853.88
Price per Square Meter to Buy Apartment Outside of Centre
$4,426.94
Salaries And Financing
Avg / Range
Average Monthly Net Salary (After Tax)
$3,131.70
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate
5.54%
Childcare
Avg / Range
Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child
$2,087.62
International Primary School, Yearly for 1 Child
$26,316.14
Watford Cost of Living

"Key Takeaways"

Watford presents a moderate to high cost of living, with housing and dining being significant expenses.

Transportation is relatively affordable, especially with public transport options.

Grocery prices vary, but essentials like milk and bread are reasonably priced.

Utilities can be a considerable monthly expense, so budgeting for these is essential.

Conclusion

In conclusion, Watford offers a vibrant lifestyle with a cost of living that reflects its proximity to London.

While housing and dining can be expensive, transportation and groceries offer some opportunities for savings.

Prospective residents should consider these factors when planning their move to ensure a comfortable and financially sustainable lifestyle.